"Altyn" Interest-Bearing Disbursement Deposit
|
Target audience |
Individuals |
||||||||||||||||
| Type of the deposit |
Deposit with the possibility of replenishment without limitation and partial withdrawal |
||||||||||||||||
| Minimum deposit amount | 5 000 KGS; 5 000 RUB; 100 USD; | ||||||||||||||||
| Minimum amount of additional in-payments | No limitation | ||||||||||||||||
| Additional in-payments and their limits |
Acceptance of additional contributions is unlimited and ceases 30 days before the expiration of the deposit. |
||||||||||||||||
| Interest payment frequency |
at the end of the term |
||||||||||||||||
|
Interest capitalization |
is not provided |
||||||||||||||||
| Partial withdrawal of the deposit |
|
||||||||||||||||
|
Interest payment in case of early contract termination |
at the rate of the deposit "On Demand", the previously paid % is withheld from the principal amount of the deposit |
||||||||||||||||
| Contract Extension |
Upon the client's application |
* Maximum effective interest rate: KGS - 8,16%, USD - 1,51%, RUB - 7,12%
Note: the customer shall have the right to choose the deposit term between the standard terms of the deposit products. For such cases the following principle shall be applied for establishment of the interest rates: a standard interest rate shall be applied to all deposits, opened for the period until the next standard period in accordance with the scale of the interest rates of the deposit product.
Deposit Protection
OJSC "ABank" is a participant in the Deposit Protection System for individuals in the Kyrgyz Republic.
The Deposit Protection System for individuals in the Kyrgyz Republic aims to protect the rights and legitimate interests of depositors of Kyrgyz banks, strengthen confidence in the banking system, and encourage household savings to be placed in banks.
The system is regulated by the Law of the Kyrgyz Republic "On the protection of Bank Deposits (deposits)". Compensation to depositors is limited to 1,000, 000 KGS per depositors.
*For deposits exceeding 5,000,000 KG, the Bank's management may consider individual interest rates upon the client's written request.
| Currency | 3 months | 6 months | 9 months | 12 months | 18 months | 24 months |
| KGS | 2% | 4% | 6% |
7% |
7,5% |
8% |
| USD | - | - | - | 0,5% | - |
1,5% |
| RUB | 5% | 5% | 5,5% | 6% | 6,5% | 7% |
Aiyl Bank OJSC is a member of the deposit protection system in accordance with the Law of the Kyrgyz Republic “On the Protection of Bank Deposits” and is included in the register of participating banks for 18/09 of August 12, 2009.
For all questions, please contact the Head Office or subdivisions of Aiyl Bank OJSC.
The Bank reserves the right to change the established tariffs depending on market conditions, as well as by agreement with the client to set individual tariffs / rates on deposits, cash management services, according to the decision of the authorized bodies / persons of the Bank and in accordance with the legislation of the Kyrgyz Republic.