Pension deposit "Ardager"
|
Deposit appointments |
Special deposit for clients who have reached retirement age with monthly interest payment |
|
Type of deposit |
accumulative |
| Minimum deposit amount |
1000 KGS; 20 USD; 1000 RUB |
| Minimum amount of additional in-payments |
No restrictions for KGS and USD; 100 RUB minimum for RUB |
|
Additional contributions and restrictions on them |
1. Maximum total additional contributions during the term: 10 million KGS, 200, 000 USD, 10 million RUB. 2. Acceptance of additional contributions is terminated 30 days before the expiration of the deposit Agreement. |
|
Frequency of interest payments |
Monthly |
| Interest capitalization | Upon the client's application |
|
Partial deposit withdrawal |
Not available |
|
Interest payment upon early termination of the contract |
1. If more than half of the term has passed - 50% of the accrued interest is paid. 2. Acceptance of additional contributions is terminated 30 days before the expiration of the deposit Agreement. |
| Specific features |
The deposit shall be opened by submission of the pension certificate. |
| Contract prolongation |
Upon the client's application |
* Maximum effective interest rate: KGS - 14,99%, USD - 1,71%, RUB - 7,24
Note: the customer shall have the right to choose the deposit term between the standard terms of the deposit products. For such cases the following principle shall be applied for establishment of the interest rates: a standard interest rate shall be applied to all deposits, opened for the period until the next standard period in accordance with the scale of the interest rates of the deposit product.
Deposit Protection
OJSC "ABank" is a participant in the Deposit Protection System for individuals in the Kyrgyz Republic.
The Deposit Protection System for individuals in the Kyrgyz Republic aims to protect the rights and legitimate interests of depositors of Kyrgyz banks, strengthen confidence in the banking system, and encourage household savings to be placed in banks.
The system is regulated by the Law of the Kyrgyz Republic "On the protection of Bank Deposits (deposits)". Compensation to depositors is limited to 1,000, 000 KGS per depositors.
*For deposits exceeding 5,000,000 KG, the Bank's management may consider individual interest rates upon the client's written request.
| Currency |
3 months |
6 months |
9 months |
12 months |
18 months |
24 months |
36 months |
| KGS | - | - | 7% | 12% |
12,5% |
13,0% | 13,5% |
| USD | - | - | - | 1% | 1,3% |
1,7% |
- |
| RUB | 3% | 4% | 4,5% | 5% | 6% | 7% | - |
Aiyl Bank OJSC is a member of the deposit protection system in accordance with the Law of the Kyrgyz Republic “On the Protection of Bank Deposits” and is included in the register of participating banks for 18/09 of August 12, 2009.
For all questions, please contact the Head Office or subdivisions of Aiyl Bank OJSC.
The Bank reserves the right to change the established tariffs depending on market conditions, as well as by agreement with the client to set individual tariffs / rates on deposits, cash management services, according to the decision of the authorized bodies / persons of the Bank and in accordance with the legislation of the Kyrgyz Republic.